Endorsement	Type	Ongoing claim	Action	Reason
Change of Ownership New Owner	Financial	Conditional	Route to claim handler- 24 hours TAT
Insured Name	Non-Financial	Conditional	If matching with RC copy
Registration Number	Non-Financial	Conditional	Only if there is a change in 1 or 2 digits
Start Date	Financial	Conditional	Only for renewal overlap, following UW approval
Chassis Number	Non-Financial	Conditional	Route to claim handler- 24 hours TAT
Change of Ownership Old Owner	Financial	Conditional	Route to claim handler- 24 hours TAT
Contact Number	Non-Financial	No	N/A	Once the claim has been raised, if the contact number is changed, we might accidentally settle the claim with a third party instead of the policyholder.
Loan Provider	Non-Financial	No	N/A	In the case of theft claims, the claim amount is settled with the bank if there’s an outstanding balance. If the loan provider details are changed or removed, we might mistakenly settle the claim to the customer's account, which could leave the outstanding balance with the bank unpaid.
Variant or CC or Fuel	Financial	No	N/A	This will affect the premium amount, the IDV, the year of purchase, the transmission type, which could impact the admissibility of the claim while it's ongoing.
IDV	Financial	No	N/A	The IDV can only be changed within the first 30 days. Once a claim has been raised, it cannot be modified.
Purchase Year	Financial	No	N/A	This will affect the premium amount, the IDV, the year of purchase, the transmission type, which could impact the admissibility of the claim while it's ongoing.
Add On	Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Change Model	Financial	No	N/A	This endorsement requires underwriter approval, and once the claim is registered, we cannot change the model, as it would alter the vehicle we are insuring.
Previous Policy Insurer	Non-Financial	No	N/A	To avoid the pre-inspection, the customer initially may mention that the previous policy had not expired but is now requesting a change to the previous policy details.
Passenger Cover	Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Removal of exceptions	Non-Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Personal Accident Cover	Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Electrical Accessories	Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Non Electrical Accessories	Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Driver Car Cover	Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Rally Insurance	Non-Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Legal Liability Paid Driver	Financial	No	N/A	Once the claim is registered and the customer requests an add-on, they may be able to claim for an incident that occurred before the add-on was included in the policy.
Engine Number	Non-Financial	Yes	N/A
NCB Value	Financial	Yes	N/A
Address	Non-Financial	Yes	N/A
BiFuel Kit	Financial	Yes	N/A
NCB Certificate	Non-Financial	yes	N/A
Nominee Details	Non-Financial	yes	N/A
Removal of Auto Renewal	Non-Financial	Yes	N/A
Email Id	Non-Financial	yes	N/A
GSTIN	Non-Financial	Yes	N/A
Purchase Month	Financial	Yes	N/A
RTO Code	Non-Financial	Yes	N/A
Battery extended warranty - Serial/Vehicle number	Non-Financial	Yes	N/A